6 Tips for Renting a Room: Cleaning for a New Roommate

Posted by Jennifer Hammer on Sep 20, 2021 1:21:51 PM

When you’re preparing a room to rent, it can be hard to know where to start and what matters most. If you clean the guest room and bathroom in a simple yet methodical way, the whole “roommate readiness” process will be done in a snap.

 

Read on for six expert tips on how to prepare a room for rent and make your roommate’s space as welcoming as possible.

 

Feeling Isolated? You're Not Alone

Posted by Naomi Scher on Aug 30, 2021 12:14:25 PM

It’s no secret that life after 55 is full of challenges. Whether you’re confronting formidable changes or enduring uncomfortable monotony, it’s normal to feel like your empty nesting and retirement years look more lackluster than golden. 

 

The pandemic has compounded the problem by adding social isolation to the mix. We’ve been cut off from our friends, families, communities and routines. Our sense of certainty—unfounded as it may have been—has disappeared.  

 

In the past, openly acknowledging sadness, uneasiness, hopelessness or restlessness has been taboo. But if you are experiencing those feelings, you are far from alone. In fact, according to an August 2020 report from the Kaiser Family Foundation, one in four (24%) adults ages 65 and older reported living with anxiety or depression.  

 

Is Aging in Place Out of Reach?

Posted by Emily Reynolds on Aug 23, 2021 10:36:41 AM

The 2021 Silver Survey Finds Older Homeowners May Need Creative Solutions to Realize Their Retirement Lifestyle Dreams

This summer, the Silvernest team started wondering: How do older American homeowners feel about their retirement finances and ability to age in place, 15 months into this new pandemic-framed reality?

 

Because we love data, we commissioned a survey to find out. The 2021 Silver Survey went out to a group of older homeowners, none of which are current Silvernest members. Armed with pre-2020 research on retirement and aging in place, we wanted to see whether older Americans’ plans and prospects are changing—and, if so, how.

 

Community Service, Redefined

Posted by Amy Ford on Jun 30, 2021 8:00:00 AM

 

As we prepare for the Fourth of July holiday and take a moment to reflect after a difficult 15 months, we can see the American Dream is evolving. For decades, the rhetoric and messages we have received have been about the importance self-reliancethat being self-made and independent is simply part of being AmericanBut when the pandemic made the formal and informal social connections and communities in our lives instantly inaccessible to us, the repercussions were severe. We learned that perhaps being “independent” isn’t always in our best interest. 

 

We’ve all internalized the narrative that to be successful we need to do things on our own, but we know from experience that success is rarely if ever achieved in a vacuum or on an island. Even though we know we need each other, we insist on denying our interdependence. We judge and shame others and ourselves for needing help—even though all of us need help at some point(s) in our lives. How much better would our world be if we could embrace our interdependence and let it inspire us to create solutions that benefit us all? 

 

Homesharing in Portland: Finding a Roommate in PDX

Posted by Silvernest Team on Jun 24, 2021 3:13:36 PM

 

The abundance of tech jobs. The beautiful natural scenery. The environmentally-conscious lifestyle. There are plenty of reasons to fall in love with Portland, Oregon, no matter what you’re into. The City of Roses has a unique culture and universal appeal: it was ranked as both the #1 best place to live for seniors and as one of the 10 Safest Cities for Families with Young Children. It’s also been highlighted as a tech hub in recent years as well as a dream destination for hikers thanks to its 180 miles of trails. While the rain can be a downside, what few realize is that almost any climate you desire is only ever 90 minutes awaybeach, year-round skiing, dry desert. It’s all within reach if you need a quick escape.  

 

With such diverse appeal, it’s no surprise that Portland has exploded in popularity and population. In the last decade alone, the city has seen an influx of nearly 400,000 new residents. This growth has led to a spike in rent prices and overall cost of living: the average Portland renter looking for a one-bed apartment can expect to spend $1,500/mo in rent, while home buyers are facing a median home price of $500,000.   

Rethinking Retirement: Ideas for Your Income Mix

Posted by Amy Ford on Jun 14, 2021 2:25:58 PM

 

We’re long overdue for a redefinition of “retirement.” According to the U.S. Census, the percentage of Americans at the traditional retirement age of 65 or older has more than doubled since 1950—and, with the Baby Boomers reaching their golden years, that percentage is projected to continue to increase.

 

If you are among the 63% of Americans who are unsure about the sufficiency of their retirement savings, you may be wondering what you're supposed to do as age 65 approaches (or is already in your rearview). After all, the average Social Security payout of $1,177 is a far cry from the 80% of current annual income that the IRS recommends having saved to comfortably retire.

 

To make things even more complicated, the definition of “comfortably retiring” has changed over the years. Especially after COVID-19, we’re acknowledging that our health and relationships are the most important things in life. Retirement isn't about life on the golf course or walks on the beach for most people—it's about finding creative ways to stay financially stable, socially connected and a valued and contributing member of society.

An Argument Against "Aging In Place"

Posted by Emily Reynolds on Jun 7, 2021 2:11:42 PM

 

According to multiple studies, the vast majority of Americans want to age in placewhich the U.S. Centers for Disease Control and Prevention defines as [living] in one’s own home and community safely, independently, and comfortably, regardless of age, income, or ability level. It’s no surprise this idea is so popular—as a society, we have begun moving away from institutional living and back towards our homes and communities 

 

But if I didn’t know the definition of “aging in place” and someone asked me if I wanted to do it, I would probably say no. Honestly, aging in place doesn’t sound that great. The term suffers the same mistreatment as many ideas and catchphrases we use to talk about the latter years of our lives—it’s negative, joyless and lacks nuance.  

 

So “aging in place” has a branding problem—who cares? I think we all should. Language shapes the way we see the world and even helps us recognize objects, and my suspicion is that we are narrowing and stifling what aging can be aging by the way we describe it.  

What Is Homesharing?

Posted by Silvernest Team on May 11, 2021 12:22:03 PM

 

Question: what is homesharing?

It’s pretty simple, really. Homesharing is another example of the sharing economy, like ridesharing or coworking. It’s shared housing in which a homeowner chooses to live together with at least one other non-related person in exchange for rent (and sometimes, in exchange for help around the house). 

Report: Homesharing and Public Health

Posted by Silvernest Team on Apr 30, 2021 10:40:57 AM

The Loneliness Epidemic was raging long before COVID-19, but the events of the past year have only highlighted the struggle that nearly 1 in 5 Americans over 65 face daily. The effects of a pandemic on top of existing isolation have disproportionately impacted older adults, and a variety of modern approaches will be required to address their needs.

Homesharing is not a new concept. People have long kept lodgers, tenants and roommates. What’s new for most people is the use of digital tools to make homesharing modern, scalable and practical for how we live today. Making those tools user-friendly and reassuring for older adults is more vitally important than ever. Our mission is to enable and operationalize homesharing as a part of population health initiatives designed to help combat loneliness and isolation among older adults.

In our latest report, we examined the intersection of healthcare and isolation, positioning homesharing as a holistic intervention for individual health. You can read and download the full report for free by clicking the link below.

How to Bridge the Generation Gap and Enrich Your Life

Posted by Silvernest Team on Feb 17, 2021 11:00:00 AM

 

It might surprise you to learn that the term “generation gap” was only defined as recently as 1992. It’s a concept as old as timethe idea that, as VeryWell puts it, the “differences between generations... cause difference in opinions and communication.” For as long as there have been parents, there have also been children whose habits and perspective feel foreign. So, then, why have we only recently decided to label it as a gap? 

The answer is that there’s more distance between generations than ever beforeBecause we’re living longer than ever, the senior population is larger than ever and is projected to grow a whopping 84% between 2010 and 2030.  

At the same time, boomers are remaining in the workforce—and working alongside the massive contingent of millennial professionalsuntil well into their 60s and 70s. As Gen Z comes of age, we’ll see and unprecedented three generations working alongside one anotherand sometimes struggling to communicate. 

While it takes creativity and cooperation to form relationships across generational lines, the benefits are well worth the effort. And with these larger dynamics at play impacting our society for decades to come, it’s in all our best interests to open ourselves to the possibility of intergenerational relationships.